Assyfa, Rabina Tresna, Farida Titik Kristanti, and Abdul Mukti Soma. “Determinants of QRIS Adoption and Financial Performance of Creative MSMEs in West Java - Indonesia”. International Journal of Applied Management and Business 4, no. 2 (August 21, 2026): 124–140. Accessed August 21, 2026. https://journal.adpebi.com/index.php/IJAMB/article/view/1894.