International Journal of Islamic Business and Management Review

Feasibility Analysis Of Financing Subsidized Mortgage Customers at Bank BTN Syariah Makassar Branch

Ismawati — 2022-12-14

Purpose – The purpose of this research is to analyze of financing subsidized mortgage customers at Bank BTN Syariah Makassar Branch.
Methodology/approach – This study uses a qualitative method. They are using a data analysis approach using the 5C+1S principle.
Findings – The study results found that Bank BTN Syariah Makassar Branch principle 5C + 1S in conducting customer financing feasibility analysis. Character, Capacity and Collateral are these three points that influence the ongoing financing. Meanwhile, capital and conditions of the economy are only supporting aspects because both of them do not have a significant influence in the process of providing funding, while in Sharia, namely 1 S, more emphasis is placed on the sale and purchase contract, where this Islamic bank prioritizes MUI fatwa decisions and must meet Sharia elements.
Novelty/value – the research contribution is to provide analysis of financing subsidized mortgage customers at Bank BTN Syariah with using the 5C+1S principle.

Factors Contributing to Non-performing Financing: Evidence from Islamic Banks in Malaysia before Pandemic

Eni Noreni Mohammad Zain — 2022-12-14

This study is going to ascertain the contributing factor of non-performing financing in Islamic banks in Malaysia. Purpose – This study aims to investigate the specific bank characteristics as well as macroeconomic variables. Methodology/approach –Twelve local Islamic banks would be the focus for this study starting from period 2009 until 2018 which are before pandemic. The annual report has been used as the primary source for the financial data. While for the macroeconomics data, DataStream database has been used. Panel data approach was used to investigate the data and all the determining factor from both factors were regressed against non-performing financing. Findings – This study found that just two bank-specific characteristics, bank size and capitalization, showed a significant negative link with non-performing financing. While the other variables from macroeconomic factors does not give any important impact on non-performing financing for the Islamic banks in Malaysia.

The Determination of MSMES Competitiveness Attributes Using the Analytical Hierarchy Process Method

Nanik Istianingsih — 2022-12-20

Purpose – This study aims to determine the competitiveness attributes of MSMEs in Bungo Regency.. Methodology/approach – By using Analytical Hierarchy Processes (AHP), criteria are determined to be seen to support the competitiveness of MSMEs. Findings - The results are that the criteria for labor productivity are the most important criteria to be improved because the nature of MSMEs in Bungo Regency is still classified as labor-intensive, so the industry needs to provide training to employees to become skilled and productive. Practical implications: The AHP method is able to prove that the criteria set can be a guide for the industry in decision making

Social implications: The results of this study can be applied to the industry in decision making so that it becomes right on target and has an impact on improving the performance of the industry in general.

Novelty/value – This research is different from the previous research because the criteria used are to find solutions in determining the priority of MSME competitiveness.

Mediation Effect Of Customer Satisfaction Between Promotion Mix Elements And Customer Buying Behavior In Education Sector Of Ethiopia

Shashi Kant — 2022-12-20

Present investigation conducted to check the mediation effect of customer satisfaction between promotion mix elements and customer buying behavior in education sector of Ethiopia. The researchers employed mixed method research strategy and cross sectional sequential explanatory research design. In addition to this, archival data was collected from the educational universities public relation offices. Sampling method used was purposive and simple random sampling to get the sample from the targeted population. Lastly, AMOS version 26 and SPSS vs22 were used for data analysis. The Kaiser-Meyer-Olkin test was used to measure of sampling Adequacy. Mahalanobis' distance (MD) as a statistical measure based on a chi-square distribution was employed to check the extent to which cases are adjusted with multivariate outliers. SEM model fitness results showed the complete mediation i.e the entire (or total) effect of Promotion Mix Elements on a Customer Buying Behavior is transmitted through Customer Satisfaction. Thus, the Promotion Mix Elements have no direct effect on the Customer Buying Behavior; rather, its entire effect is indirect. Thus, mediation role of Customer Satisfaction was really happening in a given model, but the total effect is significant simply because the sample size is very large, or assumptions for the test of the total effect were met.

The Factors Influencing GRDP Increase In Jakarta

Didi Zainuddin — 2022-12-24

This study intended to prove whether there is an influencing relationship between the independent variables (inflation) and (PMDN) on the dependent variable Y (Gross Regional Domestic Product) in DKI Jakarta Province. This research method uses panel data regression analysis by combining two data from time series with cross section. From the existing panel data, obtained from cross-sectional data that was tested repeatedly on the same unit object at different times. From the test results for individual correlations, the inflation variable correlation is obtained there is no significant effect partially/individually Inflation on Gross Regional Domestic Product (GRDP). andVariablePMDN has a significant effect partially/individually PMDN on Gross Regional Domestic Product (GRDP). from the F test jointly between all independent variables on the dependent variable.(Inflation and PMDN) together have a significant effect on the dependent variable (Gross Regional Domestic Product).

Analysis Stock Price Comparison with Price To Book Value (PBV) Method as the Basis for Investment Decisions At Starup Indonesia Company

Puspita Rama Nopiana — 2022-12-24

The research is motivated by the antuasias of the Indonesian people who want to invest today, especially in the era of digitalization, it is so easy to be able to make stock buying and selling transactions. Moreover, it is supported by the rise of starup issuers that have been listed on the Indonesia Stock Exchange. The purpose of this study provides an overview of fundamental stock analysis using the 2021 Price To Book Value (PBV) method in companies with the starup logo in Indonesia as the basis for investment decisions for investors or potential investors. This research method is quantitative descriptive, where there are 9 starup companies that have entered the capital market from 2017-2021. The results of this study show that of all starup issuers there are four issuers, namely PT Yelooo Integra Datanet Tbk., PT Yelooo Integra Datanet Tbk., PT Yelooo Integra Datanet Tbk., and PT Bukalapak.com Tbk. which are still in low stock prices. Meanwhile, the other 5 issuers stated that the stock price was quite expensive. Furthermore, all issuers are eligible as an option to invest, where only the issuer of PT Yelooo Integra Datanet Tbk. has an undervalued position, where the market price is lower than its book value. The rest are in an overvalued position, where the market price is higher than the book value. PBV analysis is one of the fundamental analyses that can be used as a basis for investment considerations, it is expected for investors or potential investors and other researchers to be able to use other analyses such as Price Earning Ratio (PER), Return On Equity (ROE), Devident Payout Ratio (DPR) and others as a basis for making investment decisions, especially in the long term

A Determinants of Financial Performance and Their Impact on Firm Value in the Building Construction Industry Sub-Sector

M. Noor Salim — 2022-12-31

This study aims to analyze the effect of intellectual capital, managerial ownership, company size and company financial performance on firm value. This research was conducted at building construction industry sub-sector companies listed on the Indonesia Stock Exchange for the observation period from 2017 – 2021. A total sample of 9 companies was obtained using a purposive sampling technique. This study used panel data regression analysis with STATA 17 software. The results showed that intellectual capital had a positive and significant effect on the company's financial performance, while managerial ownership and company size had a negative and significant effect. Intellectual capital has a positive and insignificant effect on firm value, while managerial ownership and firm size have a negative and significant effect. The company's financial performance has a positive and significant effect on firm value, and is able to mediate the influence of intellectual capital on firm value. However, the company's financial performance is not able to mediate the effect of managerial ownership and company size on firm value. This research will have an impact on increasing understanding and consideration for investors when making decisions to invest in the Indonesian Stock Exchange.

Performance Improvement Model Through Task Commitment as Intervening

Yulina Eliza Yulina — 2023-01-02

The purpose of this researchto test empirically how the influence of work culture, organizational support and task commitment to performance directly and indirectly.The study involved as many as 49 respondents to civil servants who worked at the Community and Village Empowerment Service of West Sumatra Province. This research was conducted using probability sampling and proportionate stratified random sampling techniques.Data processing using SPSS with Path Analysis.

The results of this study indicate that work culture has a significant effect on employee performance; Organizational Support has a significant effect on Employee Performance; Work Culture has a significant effect on Employee Task Commitment; Organizational Support has no significant effect on Employee Task Commitment; Task Commitment has a significant effect on Employee Performance;Task Commitment as an intervening variable gives influence between Work Culture and Employee Performance; Task Commitment as an intervening variable has no effect between Organizational Support and Employee Performance

The Influence Of Motivation And Remuneration On Employee Performance With Leadership Style As A Moderating Variable

Andi Darmawan — 2023-01-02

Factors that can affect employee performance, namely motivation and remuneration. One of the other important elements is leadership. This study aims to analyze the influence of motivation and remuneration on employee performance with leadership style as a moderating variable. This research is quantitative research. The population in this study was all employees in the ranks of the Technical Implementation Unit in Nusakambangan who came from 9 work units. Determination of respondents using purposive sampling method. The sample in this study is part of the total employee population in the ranks of the Technical Implementation Unit in Nusakambangan taken from each work unit. Research data were obtained through questionnaires. The data analysis technique used is a qualitative technique, namely an interactive analysis technique using the PLS (Partial Least Square) analysis tool. Based on the analysis and discussion, the following conclusions can be drawn: (1) Motivation has a positive effect on employee performance; (2) Remuneration has a positive effect on employee performance; (3) Leadership style does not moderate the influence of motivation on employee performance; (4) Leadership style does not moderate the effect of Remuneration on employee performance.

Keywords: Motivation, Remuneration, Leadership Style, Moderating, Employees

The Influence of Quality of Raw Materials and Quality of Production Processes on Product Quality of MSMEs: A Moderation Analysis of Supplier Partnerships

Asep Supriadi — 2023-01-02

The objective of this research is to analyze whether supplier partnerships can strengthen or weaken the effect of the quality of raw materials and the quality of the production process on the quality of the product to be achieved. These important variables are the quality of raw materials, the quality of the production process and partnerships with suppliers, which are very important for their realization. The method used in this study is a quantitative method using a sample of 110 MSME actors as respondents, then the data is processed with SmartPLS software, and analyzed. using Structural Equation Modeling (SEM). The findings of this study are that supplier partnerships do not moderate the effect of the quality of raw materials and the quality of the production process on product quality in SMEs in Serang City. The novelty of this research is to place partnerships with suppliers as a moderating variable, which in general in cases like this is training as a moderating variable, and the results are contrary to the results of research in general.

The Influence of Service Quality and Social Media Marketing on Consumer Satisfaction

Nik Haryanti — 2023-01-22

The purpose of this study was to determine the effect of service quality and social media marketing on customer satisfaction at PT Putra Rinjani Blitar. The sample in this research is 100 consumer employees.With the sampling technique using purposive sampling, namely the technique of determining the sample with certain considerations. Data analysis using multiple regression test. The results of his research show thatthere is an influence of service quality on customer satisfaction, there is an influence of social media marketing on customer satisfaction and there is an influence of service quality and social media marketing on customer satisfaction.