Shedriko, Shedriko, Heru Subiyantoro, and M Rozali. “Digitalization, Investment, and Education Level As Determinants of Digital Transformation in ASEAN”. International Journal of Entrepreneurship and Business  Management 4, no. 1 (May 25, 2025): 21–30. Accessed August 1, 2025. https://journal.adpebi.com/index.php/IJEBM/article/view/1310.