Financial Technology: Inclusive Finance in the Post-Covid-19 Era
DOI:
https://doi.org/10.54099/aijbs.v2i2.334Keywords:
Financial Technology, COVID-19, Financial Inclusion, NgainScoreAbstract
Purpose – This paper aims to investigate how the optimization or effectiveness of the use of financial technology in the volume of stock trading with the JCI as an indicator in the Indonesian capital market that occurred before the Covid-19 pandemic and after or during the Covid-19 pandemic remained active and did not affect investor behavior in invest
Methodology – The research method used in this research is descriptive analysis technique, and the data used is normally distributed. The data collection technique uses a quantitative approach , including stock transaction volume data with the JCI indicator at PT. Indonesia Stock Exchange before and after the covid 19 virus pandemic.
Findings – From the analysis it was found that the volume of stock trading in PT. The Indonesia Stock Exchange during the COVID-19 pandemic was larger than before the COVID-19 pandemic. From the calculation of the NGain Score, the use of financial technology was more effective and optimal for use in the post-pandemic period than in the pre-pandemic period.
Value – Empirical studies conducted usually look at how much influence the COVID-19 pandemic has on the level of the economy, but this research looks at how investor behavior is in optimizing or effectively using financial technology in the period before and after the COVID-19 pandemic.
References
Anwar, K. (2017). The Effect of Financial Inclusion on Indonesia's GDP. Student Scientific Journal (JIM) Development Economics Faculty of Economics and Business Unsyiah .
AWANTI, E. (2018). Analysis of the Effect of Financial Inclusion on Financial System Stability in Developing Countries in Southeast Asia. Journal of Applied Economics . https://doi.org/10.20473/jiet.v2i2.6080
Bank Indonesia. (2019). Financial Technology Education.
Basriani, A., Susanti, D., Zainal, R., & Sofyan, D. (2021). The Influence of Capital, Independence, and Education on Women’s Entrepreneurial Motivation in Indonesia. Husnayain Business Review, 1(1), Article 1. https://doi.org/10.54099/hbr.v1i1.24
Erwin, E., & Nasfi, N. (2022). Transformation Of IAIN Into UIN And Internal Supervision Unit Model. International Journal of Islamic Business and Management Review, 2(1), Article 1. https://doi.org/10.54099/ijibmr.v2i1.157
Fakhrunnas, F. (2020). Investment Before and After the Covid-19 Pandemic, How Does It Affect? Sleman, Yogyakarta: Faculty of Business and Economics.
Herwina, Y. (2022). The Influence of Competence on Employee Performance: Investigation of Automotive Companie. International Journal of Management and Business Applied, 1(1), Article 1. https://doi.org/10.54099/ijmba.v1i1.97
Hill, J.A. (2021). COVID-19 and Financial technology. SSRN Electronic Journal . https://doi.org/10.2139/ssrn.3777562
Iskamto, D., Ghazali, P. L., & Afthanorhan, A. (2019). Analysis Of Customer Decisions In Choosing Credit Financial. Jurnal Manajemen Bisnis (JMB), 32(1), 5–14.
Lubis, K. S., & Irawati, L. (2022). The Effect of Financial Literacy on Financial and Capital Management on MSME Performance. Asean International Journal of Business, 1(1), 77–85. https://doi.org/10.54099/aijb.v1i1.66
Marginingsih, R. (2021). Financial Technology (Financial technology) in National Financial Inclusion during the Covid-19 Pandemic. Monetary - Journal of Accounting and Finance . https://doi.org/10.31294/moneter.v8i1.9903
Muzdalifa, I., Rahma, IA, & Novalia, BG (2018). The Role of Financial Technology in Improving Financial Inclusion in MSMEs in Indonesia (Islamic Finance Approach). Masharif Al-Syariah Journal: Journal of Islamic Economics and Banking . https://doi.org/10.30651/jms.v3i1.1618
Nasfi, N. (2022). Good Corporate Governance At Basic Industry and Chemical Company Affecting Profitability in Review from the Aspect of Earning Per Share. International Journal of Management and Business Applied, 1(2), Article 2. https://doi.org/10.54099/ijmba.v1i2.301
Okaro, CS (2016). Financial Inclusion and Nigerian Economy (1990 - 2015). Journal of Policy and Development Studies . https://doi.org/10.12816/0041083
Pajar, RC, & Pustikaningsih, A. (2017). The Influence of Investment Motivation and Investment Knowledge on Investment Interest in the Capital Market in Fe Uny Students. Profit .
Rama Nopiana, P. & Rusmiati Salvi. (2022). Analysis of Governance, Leverage and Financial Distress Conditions on Earnings Management in the Banking Services Sector in Indonesia. Asean International Journal of Business, 1(1), 34–42. https://doi.org/10.54099/aijb.v1i1.69
Saputri, D., Miswardi, & Nasfi, N. (2021). The Economic Impact of Murabahah Financing On PT. PNM Mekar Syariah In Increasing The Welfare Of Pre-Prospered Women. ADPEBI International Journal of Business and Social Science, 1(1), Article 1. https://doi.org/10.54099/aijbs.v1i1.38
Schueffel, P. (2016). Taming the beast: A scientific definition of financial technology. Journal of Innovation Management . https://doi.org/10.24840/2183-0606_004.004_0004
Tumewu, F. (2019). The Interest of Young Investors To Invest In The Capital Market Through Financial Technology. Jmbi Unsrat (Scientific Journal of Business Management and Innovation at Sam Ratulangi . https://doi.org/10.35794/jmbi.v6i2.26170
Downloads
Published
How to Cite
Issue
Section
License
Copyright (c) 2022 ADPEBI International Journal of Business and Social Science
This work is licensed under a Creative Commons Attribution-NonCommercial 4.0 International License.
